Liuzhou bank loans cheated again torture restorator

Liuzhou bank loans cheated again torture? The sina finance opinion leader (WeChat public kopleader) columnist Mo Kaiwei in 90s before the late last century, due to the factors when the bank credit bank credit system is not perfect, the quality of personnel is not high and the rigid management system of banks, bank loans fraud occurred frequently has become It is quite common for things, is also an important reason for a bank loan bad assets. Liuzhou bank loans cheated again torture? Guangxi Bank of Liuzhou, the third chairman Li Yaoqing due to strictly control loans, risk investigation of Wu Dong family loans led to fatal disaster "; and thus leads to Liuzhou bank loan frauds blockbuster case, the police found that as of the August 18, 2014 incident, the Guangxi tycoon Wu Dong and his family business in 4 years for loans 250 pen a total of 31 billion 269 million 300 thousand yuan. And from the major banking institutions lending by the new old revolving loans up to 60 billion yuan (October 30th "JINGWAH times"). The last century before the late 90s, due to the factors when bank credit bank credit system is not perfect, the quality of personnel is not high and the rigid management system of banks, bank loans fraud occurred frequently has become It is quite common for things, but also the bank loans become the important reasons of bad assets. Incredible is that in this century bank shareholding system reform, the modern commercial bank system basically established, especially the trend of control mechanism has strict and perfect all kinds of wind, bank loans is still similar to the Wu Dong family’s "wealthy" easily cheat, as the bag control material, the crux of the problem where? It’s really worth thinking about. The Liuzhou bank loan fraud show us a vivid answer: that banks, government performance and the pursuit of quality "wealthy" false confusion, the risk prevention and control system of bank credit has become tight cannot withstand a single blow. Business nature, bank credit "immunity" down automatically. Because banks in high growth in the past ten years, is still rely on expanding the traditional deposit and loan business scale and earn spreads, driven in this mode of operation, many domestic banks have created a common problem, that is the big light heavy credit credit small, even "too flat Aifo", put a lot of credit funds in addition to investment the state-owned monopolies, but also focused on the surface looks very prosperity of the so-called "merchant" or "the richest man". The Wu Dong family business a few years by "money, money regeneration" means owed the Bank of Liuzhou, Beibu Gulf Bank, China Everbright Bank, agricultural bank, industrial bank, Shanghai Pudong Development Bank, Guangxi rural credit cooperatives 11 billion 700 million yuan of debt, the bank loan is the big barrier that the most powerful. Moreover, since our country enterprise dominated by indirect financing, resulting in the supply of bank funds to the heart, so a lot of hands power executives into enterprise credit has become the focus of bribery, credit corruption disaster, but also to the bank credit fence is automatically removed. Such as the Wu Dong family business loans occurred in second Chairman Liu during his tenure, as the third chairman of the loan risk control tends to be strict to cause murder was stabbed. Show)相关的主题文章: